CSi Advisory Services

A Division of HUB Retirement & Private Wealth

Client Centered.

From family owned businesses to hospitals and schools, our clients understand the importance of doing what is right.

Therefore, when it comes to offering comprehensive employee benefits, the company’s retirement plan offering is a cornerstone.

This is why we provide retirement plan consulting and support to company decision-makers, so they can make informed decisions with confidence that are in the best interest of their employees.

Consulting.
Support.
Integrity.

Our Six Step Process

Catch-Up Contributions for Higher Paid Employees Must Be Roth in 2026 and Beyond

Summary of Key Issues and Decisions for Plan Sponsors 1 Topic What's Changing Plan Sponsor Actions Timeline for Implementation Catch-Up Contributions Must be Roth for higher paid participants starting in 2026 Decide whether to allow Roth contributions in your plan By the end of 2025, so that it is in effect for 2026 Coordination with Providers Payroll and recordkeepers must properly process Roth catch-up deferrals Notify and align systems and procedures No later than December

CSi Advisory Services

Dec 17, 20257 min read

What the IRS is Changing in 2026

The Internal Revenue System (IRS) has released the retirement plan contribution limits for 2026. Plan Limits for Plan Year 401(k) Related Limits 2026 2025 2024 401(k)/403(b) Elective Deferrals $24,500 $23,500 $23,000 Annual Defined Contribution Limit $72,000 $70,000 $69,000 Annual Compensation Limit $360,000 $350,000 $345,000 Catch-Up Contribution Limit $8,000 $7,500 $7,500 Higher Catch-Up Contribution Limit (Ages 60-63) $11,250 $11,250 $0 Highly Compensated Employees $160,00

CSi Advisory Services

Nov 20, 20253 min read

Fiduciary Briefcase

Account View

A Division of HUB Retirement & Private Wealth

Client Centered.